Education Loans Refinancing
Refinance to unlock better terms, lower your interest rate or reduce monthly repayments to free up cash for other important things
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A student's story of smarter refinancing
With a $50,000 loan over 10 years, one of our students was paying $806 per month. Refinancing brought it down to $542, cutting their EMI by 32% and freeing up $263 monthly.
After Refinancing
As low as 3.99% APR
Refinance and remove their obligation
No application or origination fees
You can adjust your repayment timeline basis your goals
As low as 3.99% APR
Refinance and remove their obligation
No application or origination fees
You can adjust your repayment timeline basis your goals
Check the eligibility criteria for info you’ll need to apply. And check in on your credit and other financial stats.
Explore different lenders with friendly requirements to find the perfect match for your profile.
See rate options in minutes with no impact to your credit score. Then pick a term that works for you.
Filling out your info online. This step will include giving out your current work or loan information.
As I was heading for MBA at Columbia, I got in touch with Nomad team regarding the financing. They were super helpful and always approachable. This involved sitting with me on calls as I fill forms, helping with US cosigner doubts, helping me process all the applications. I highly recommend them!!
I’m really grateful to Nomad team for all the help and support. From the very first step, they were always just a call away. Thanks to them, the whole process felt so much smoother and less stressful. I’d happily recommend them. They truly go above and beyond for the people they works with!
I got in touch with Anchal regarding financing options as I head for an MBA at Stanford. She helped me get to know about all the available options with utmost patience. In the end, I was able to get a highly competitive interest rate with her help, which turned out to be the best option available in the market!
Ganesh was my case manager at Nomad Credit. He helped me secure 2 student loans, 1 for each year of my MBA at UCLA Anderson. It is not always straight forward for international students to get student loans in the US, but Ganesh walked me through the whole process step by step, making it as stress free as possible. Highly recommended!
Nomad Team helped me get the best possible option for my financing needs. They made sure that I got the most updated and consistent information to make the right decision towards the most important aspect of my studies i.e. money management. They were always there to help me and have a great attitude towards helping others.
Working with your team was an incredibly smooth and reassuring experience. A special shoutout to Karan and Deepesh, who truly went above and beyond at every stage and making sure everything was on track despite tight timelines. I’m genuinely grateful to have had such a supportive team by my side, I couldn’t have done it without you!
Since, I was doing this for the first time, I had a lot of questions. The team very patiently answered all my queries and consistently supported me from filling-up my application to document verification until I had received my loan confirmation. Overall, I really appreciate Nomad’s help in navigating me through my loan application process.
Your unwavering support, particularly in navigating the challenge of securing a loan without collateral, has been truly remarkable. Special thanks to Shweta ma’am. Your service and commitment to helping students like me achieve their dreams have made a profound impact, and for that, I am deeply thankful.
I’m incredibly grateful to Poonam and the entire Nomad Team for their outstanding support throughout. Their guidance was clear, timely, and tailored to my specific needs. I highly recommend them to anyone pursuing international education. They’re knowledgeable, professional, and genuinely invested in your success.
Thanks Sulekha & Nomad Credit for assisting me throughout. You also helped me boost my confidence personally in the entire process. I am grateful, you were there to resolve my every doubt regarding visa interview questions and any query I had. At the end, thanks once again for helping me achieve F-1 visa for the USA.
Your exceptional guidance made my master’s application process smooth and stress-free. You were always available and willing to answer my queries with patience and clarity. I highly recommend Nomad to anyone seeking professional guidance for their higher education journey.
Refinancing means replacing your current student loan with a new one — often with better terms like a lower interest rate, shorter repayment period, or switching from a variable to a fixed rate. It’s your chance to reduce your monthly payments, save on interest, and gain more financial freedom.
Refinancing your student loans means you’re essentially trading in your current student loan(s) for a newer one – often with a new principal and a different interest rate. Your lender uses the newer loan to pay off the old one(s), so you’re left with just one loan and one monthly payment.
You must have completed your degree and be employed full-time to be eligible for refinancing through our platform.
Yes. Depending on your credit profile and the terms you choose, refinancing could lower your monthly payments or help you pay off your loans faster.
Refinancing is your opportunity to take charge of your repayment journey. When you refinance student loans, you replace one or more existing loans with a new loan, ideally with a lower interest rate, better repayment terms, and the convenience of a single monthly payment. For study abroad students, refinancing can offer immense relief from high EMIs and complex repayment structures.
Refinancing can help you make your abroad education loan more affordable and your future more flexible. This is why student loan refinancing is a brilliant idea:
Our mission at Nomad Credit is to provide international students with the best refinancing options that are matched to their profiles. Here's what sets us apart:
In addition to refinance support, Nomad Credit also offers virtual study abroad counselling to help students make informed financial decisions for their academic journey. With Nomad Credit, you're never alone; we walk with you every step of the way.
Not sure if refinancing is right for you? See if you qualify.
If you're working with a study abroad consultant, refinancing your loan could be the next smart financial step.
It is easier and quicker when the right documents are organized. To initiate the refinancing process, you will normally require:
Don’t worry, Nomad Credit will guide you on exactly what to prepare based on your lender’s requirements.
Refinancing doesn’t have to be overwhelming, especially with Nomad Credit by your side.
Refinancing doesn’t have to be overwhelming, especially with Nomad Credit by your side.
Yes, with Nomad Credit, international students can find lenders who specialize in refinancing for visa holders and non‑U.S. credit histories.
Not always. Some lenders, especially those working with Nomad Credit, offer refinance options without a U.S.‑based cosigner.
Savings depend on your current rate and new loan terms. Many students save thousands over the life of their loan.
If you refinance a federal loan, you may lose access to benefits like income‑driven repayment or forgiveness programs. Nomad Credit helps you weigh the pros and cons.
Typically, 2–4 weeks once all documents are submitted. Nomad Credit speeds things up by keeping you organized and informed.
Some lenders allow in‑school refinancing, but most prefer applicants who have graduated or secured a job. Nomad Credit helps find the right match.
Applying may cause a small, temporary dip in your score, but over time, better rates and on‑time payments can improve it.
To study in the USA, apply to an SEVP‑approved university, obtain an acceptance letter, secure an F‑1 visa, and provide proof of finances. Nomad Credit can help with abroad education loan options to support your journey.
Admissions usually involve academic transcripts, standardized test scores (such as SAT, GRE, TOEFL, or IELTS), Statement of Purpose, letters of recommendation, and financial evidence. Program and university requirements can differ.
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